AAA - The Auto Club Group Business Opportunities in 2026
AAA has a more than 100-year legacy of keeping our members safe and making their lives easier. Now, we’ve created a new type of insurance agency to build on that legacy: the Entrepreneurial Agency. Being an Entrepreneurial Agent (EA) means having an opportunity to own and build a business that serves new and prospective AAA Members – and that shares our vision to “do what’s right.”
Requirements
Financial requirements for this opportunity:
| Liquid Capital: | $80,000 What does Liquid Capital mean? |
|---|---|
| Net Worth: | $100,000 What does Net Worth mean? |
| Total Investment: | $30,000 - $50,000 What does Total Investment mean? |
| Royalty Fee: | 0% |
Options
Options available to owners:
| Financing: | Via 3rd party |
|---|---|
| Training: | Available |
| Training Details: | You'll benefit from a personalized training program. Your individual curriculum will be based on an assessment of your experience and abilities, and tailored to ensure you have the skills to be successful as an EA. |
| SBA Approved: | Available |
Company Details
Facts about this opportunity:
| Total Units: | 260 |
|---|---|
| Home Office: | Dearborn, Michigan |
| Year Founded: | 1906 |
| Franchising Since: | 1906 |
What Does an AAA - The Auto Club Group Opportunity Cost?
Interested parties should have at least $80,000 in liquid capital to invest and a minimum net worth of $100,000. Owners can expect to make a total investment of $30,000 - $50,000. They also offer financing via 3rd party . *
AAA - The Auto Club Group, is seeking ambitious, business-minded, and visionary Entrepreneurial Insurance Agency Owners to join our team!
One of the Industry's BEST Compensation Packages
Earning potential is unlimited through a 100% incentive-based compensation structure. Competitive new-business and renewal commission, complemented by bonus programs (see below) which help your business growth at all stages of your agency’s development. The more you invest in your success, the more you can earn!
- Complementary lead programs linked to our membership databases!
- Start-Up Bonus
- Marketing Reimbursement
- Agency Development Bonus (ADB)
- Agency Growth Bonus (AGB)
Strong Support Throughout the Process
- Start with a solid foundation: The EA model is designed to serve the needs of our members. There is much thought, data, and research that goes into our candidate selection, interview process, and agency location placement. We provide EAs with assistance on how to successfully launch and develop their agency into a sustainable and profitable business year over year.
- Step-by-step assistance: The core of your EA onboarding will be a detailed deployment plan providing guidance to ensure compliance with AAA protocols and standards.
- Comprehensive education: You will benefit from mixing in-person with virtual training, the program includes core business skills, sales, customer service, products and systems
- Resources to help you grow and evolve: As your business grows, you’ll benefit from a myriad of resources to help you secure licensed staff, manage financials and cash flows, develop, and modify a business plan, and access to a network of experienced EAs and other business experts. Your AAA recruiter can review specifics with you.
Agency Owner Overview
This opportunity is for self-motivated, results-driven businesspeople interested in building a profitable, multi-line insurance agency. You’ll bring business or industry-relevant experience, and need a level of capital to ensure your agency delivers the service AAA—and our members—expect. You’ll own and grow an insurance agency that serves new and prospective AAA Members. You’ll sell property and casualty, life insurance and AAA memberships along with other products, to a well-defined and loyal client base.
As an EA, you’ll represent The Auto Club Group, the second-largest club in the AAA Federation.
You’ll own and operate your own AAA-branded, brick-and-mortar sales location.
You’ll offer insurance, AAA Memberships and other approved products, have the potential to earn a robust compensation package; and benefit from support to help you succeed.
You’ll align with one of the nation’s most recognized brands and sell to a customer base that ranks AAA’s reputation, value, service and trust as primary reasons for buying.
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