First Horizon Merchant Services

Working together to build loyalty and create value one opportunity at a time.

FHMS is a leading provider of transaction processing and bankcard acquiring services. We provide processing services for all major card types, as well as most regional and national debit and EBT cards. We also provide the capability for check services and gift cards. First Horizon offers outstanding customer support, comprehensive reporting, and continuous development of processing technology to benefit you now and in the future.