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Pinch A Penny

Pinch A Penny is America’s largest swimming pool retail, service and repair franchise. We are looking for smart, strong leaders to help us grow. Pinch A Penny franchisees benefit from the brand’s multiple streams of revenue: retail, pool service and backyard services—essential services that keep franchise locations busy year-round and during economic ups and downs.

What Does a Pinch A Penny Franchise Cost?

To buy a franchise with Pinch A Penny, you'll need to have at least $150,000 in liquid capital and a minimum net worth of $350,000. Franchisees can expect to make a total investment of at least $400,000. They also offer financing as well as a discount for veterans (20% off Franchise Fee). *


Financial requirements for this franchise:

Liquid Capital: $150,000
What does Liquid Capital mean?
Net Worth: $350,000
What does Net Worth mean?
Total Investment: $400,000
What does Total Investment mean?


Options available to franchisees:

Financing: Available
Training: Available
Veteran Discount: 20% off Franchise Fee

Franchisor Details

Facts about this franchise:

Home Office: Clearwater, FL
Year Founded: 1975
Franchising Since: 1976

Own Your Own Pool Business and Your Future

Join Pinch A Penny, America’s Largest Swimming Pool Retail, Service and Repair Franchise. Pinch A Penny Pool Patio Spa is expanding its franchise system of more than 265+ locations throughout the Southeast and Texas. 

About Pinch A Penny

Own a profitable busienss and balance work and family! With more than 45 years of sales growth and an average store revenue of $1.7 million1, Pinch A Penny franchise owners enjoy running a profitable business they love while maintaining a balance between work and family. A lot of companies say their teams are “like family,” but Pinch A Penny has always been a family business. Founded by Fred Thomas in 1975, Pinch A Penny began to grow when Thomas invited other families to invest in the business and open their own Pinch A Penny locations. Thomas’s son, John, grew up in the business working alongside his dad. Now numbering more than 265 locations spanning 5 states, we grow through franchise families, including some second- and third-generation owners. As our families grow, so does our franchise.

Why Pinch A Penny?

Pinch A Penny Is a Great Investment - Pinch A Penny’s proven, turnkey business model works. Entrepreneur magazine has ranked Pinch A Penny on its prestigious “Franchise 500” list for three consecutive years. Franchise Business Review has named Pinch A Penny among the “Top Franchises for Veterans,” “Top Franchises for Women,” “Best Second Career Franchise Opportunities” and “Best Recession-Proof Businesses to Start in 2021.”

Build the life you want for you and your family - Our franchise owners work regular hours and do not have to travel. Many Pinch A Penny locations are truly family businesses, where parents and kids have the opportunity to work together in a fun, family-friendly environment.

Building a legacy - Pinch A Penny allows franchise owners to provide a better life for their families while also planning for the future. Most of Pinch A Penny’s higher-performing locations are owned and operated by families.

A leader in an industry of 10.42 million pools - There are 10.4 million residential swimming pools in the U.S., so there is plenty of space for new Pinch A Penny owners to join the growing swimming pool industry, worth an estimated $15 billion.3 Pinch A Penny is currently seeking new franchise owners in Texas and throughout the Southeast. Because Pinch A Penny provides essential products and services that keep water safe and clean, the locations thrive in every economy. That’s why Pinch A Penny was named one of Franchise Business Review’s “Top 50 Recession-Proof Franchises.”

Proven Business Model - Pinch A Penny is so confident in the business model and the franchisees who join our family, that we offer in-house financing to help launch new locations. Qualified candidates enjoy competitive interest rates, great terms, no fees and no waiting.

What You Get with Pinch A Penny

  • Multiple Streams of Revenue - Pinch A Penny’s proven, turnkey business model includes a powerful combination of retail, pool cleaning and an array of backyard services.
  • Turnkey Business Model - From site location to lease negotiation, construction of your store and marketing, we’ve got you covered all the way to your first customer and beyond so you can concentrate on taking care of your customers.
  • Industry-Leading Expertise - Pinch A Penny’s training program will teach you what you need to know so you can help pool owners with everything from keeping chemicals in balance to leak detection to choosing the right heater. 90% of franchisees had little to no pool experience before joining Pinch A Penny.
  • Year-Round Business - The need to maintain pools all year long ensures Pinch A Penny locations stay busy year-round, not just during the summer. Our backyard services also bring in a lot of business in the cooler months.
  • Marketing Support - Comprehensive Consumer Marketing Program Works for Franchisees and will help you grow your business. Having the support of a full, experienced marketing department allows you to focus on running your store and work toward earning a strong return on your investment. We take care of all marketing:
    • Creative Services
    • Digital Team
    • Promotions & Analytics
  • Pool School - We will teach you everything you need to know! Pinch A Penny Franchisees Train To Be Pool Experts in Intensive Course. At Pool School, Pinch A Penny franchisees become the experts in pools and spas. 

A Top Franchise for Veterans

Veterans Earn Franchise Fee Discount at Pinch A Penny. Pinch A Penny is a proud supporter of U.S. military veterans and encourages them to join the Pinch A Penny family by offering a 20% discount on the franchise fee.

A member of the International Franchise Association Foundation®’s VetFran® program, Pinch A Penny actively recruits veterans to join its ranks. VetFran® was established after the first Gulf War to build a network of brands that encourage veterans to explore opportunities within franchise systems. 

As part of the company’s ongoing commitment to veterans, Pinch A Penny’s charitable giving supports the Special Operations Warrior Foundation, which pledges full college funding to surviving children of special operators who lose their life in the line of duty, and Birdies for the Brave, a global outreach initiative dedicated to honoring and expressing gratitude to the men and women of the U.S. Armed Forces and their families.

Ideal Candidate

Our typical franchisee is a midcareer professional who wants to take control of their life and change their family’s future. 90% of our new franchise owners have little or no previous pool experience. We provide up-front training on all you need to know about pool and spa care as well as how to operate a Pinch A Penny store. When you graduate from Pool School, you’ll have a Pool School certificate; a Certified Pool & Spa Operator (CPO®) certification, the world’s leading verifiable pool and spa training credential; and an Advanced Service Technician (AST®) certification.

We'd love to connect! Request information to learn more and get started today.

1 December 31, 2021, Pinch A Penny had 262 stores open. Of those stores, 257 have been open at least one year. Of those open at least one year, the average annual gross sales were $1,773,164 and some stores (39%) had annual gross sales that exceeded the average. Your results may differ. There is no assurance that you will do as well. See our 2022 Franchise Disclosure Document for more information.
2 Marketresearch.com.
3 U.S. Residential Swimming Pool Market Report by PKdata


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Pinch A Penny has received the following awards and acknowledgements:

Entrepreneur Franchise 500 and Franchise Times Top 200+, as well as Franchise Business Review's Top Franchises for Women, Top Franchises for Veterans, and the Top 200 Best Franchises to Buy. Additionally, Pinch A Penny was recently selected as the silver winner for Franchise Update's prestigious STAR Award for Franchisee Satisfaction


Pinch A Penny is currently accepting inquiries from the following states:

Alabama, Florida, Georgia, Louisiana, Mississippi, Oklahoma, South Carolina, Texas

Interested parties should have at least $150,000 in liquid capital to invest.

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* This information may have changed since first published. We recommend that you always verify fees, investment amounts, and offers with the business opportunity directly prior to making a decision to invest.

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