
Express Financial Center - Franchise
At Express Financial Centers we can help you enjoy the process of being your own boss with guidance at each step as you need it. Financial Franchise o
Requirements
Financial requirements for this franchise:
Liquid Capital: | $40,000 What does Liquid Capital mean? |
---|---|
Total Investment: | $45,600 - $223,500 What does Total Investment mean? |
Options
Options available to franchisees:
Financing: | Available |
---|---|
Training: | Available |
Veteran Discount: | 10% off Franchise Fee |
What Does an Express Financial Center Franchise Cost?
Interested parties should have at least $40,000 in liquid capital to invest. Franchisees can expect to make a total investment of $45,600 - $223,500. They also offer financing as well as a discount for veterans (10% off Franchise Fee). *

Express Financial Centers Franchise Information:

People talk about the opportunity and the positive financial model of the check cashing and payday loan business. Operators have gone into various components of the business with various models. It is a business that takes few people to operate and little inventory other than cash. However, over the years the check cashing and payday loan segment has changed a great deal. What started to be a product being marketed to lower income customers located in urban areas in a less than attractive setting continues to evolve into a suburban middle income attractive alternative financial center. This requires automated systems in locations that are clean, professional and well branded to serve this middle income client. At Express Financial Centers we bring the right mix of products, systems, training, business relationships and support with the look and service of the traditional community bank in your backyard featuring alternative financial services most requested. We do much more than cash a few checks. Express Financial Center as the name implies is a financial center featuring many financial based products. We are a west coast operation looking for franchisees currently only in the western and midwestern United States. This translates an offering of products to your kind of customers with support in your time zone and a marketing plan that is more effectually pooled together.
Express offers the franchisee a competitive advantage of having a highly automated system that establishes membership accounts for customers and then cash checks, make short term payday loans (automatically deducted from their accounts), sell money orders, wire transfer money, sell multiple prepaid products, sell branded Master Cards and more. Transactions are done for members quickly, efficiently at reduced risk at any franchise location by the members thumb print. This brings an image of the identification, photo of the customer, signature, an image of every check cashed and information on existing loans and other products. Additional services are available and can be added depending on your market. Because of our strength and depth of background we are always examining the market for new profitable products. Franchise input is always welcome.
The Franchise
We are looking for people who have great experience in running a business operation, but might or might not have started a business in the past. At Express Financial Centers we can help enjoy the process of being your own boss with guidance at each step as you need it. That includes everything you need from the initial idea stage to the store opening and beyond.
This includes:
- Assessing the market in your area for feasibility
- Offering site selection options
- Lease negotiations that include EFC and professional leasing companies representing you
- Build-out options that allow you or EFC to ready the space
- Turnkey ready and all levels between
- Licensing and Insurance application support
- Classroom training and real in-store training at least two locations showing real market conditions
- Store opening support including up to one week on site grand opening support
- Marketing support that includes current working advertising programs
- Part of the EFC membership program that allows customers to go to any EFC locations adding total portability and branding
- Ongoing support for any questions as they come up. Live professionals helping you with issues
- Internet lead support
- Free software upgrades as released

Full Service Store Front franchise - This is our complete store that includes the complete variety of services.
- Estimated total investment $90,600 to $223,500. *
- Royalty: The greater of $300 or 5% of the gross receipts.
- Usually 1,000 to 1,500 square feet and in retail shopping areas.
- Estimated total investment $45,600 to $89,500 *
- Royalty: The greater of $300 or 5% of the gross receipts.
- Usually 750 to 1,000 square feet and in retail shopping area (Kiosks as low as 300 square feet).
Multi-store plan - We have a great plan that gives you the right to buy additional franchisee locations over the next 12 months at reduced costs. Unlike many other franchise operators we allow you reserve an area and get your feet wet in the first location before paying for the future locations.
Area Development - This gives a franchisee with significant resources and skills to market many stores to other in given markets. These markets are limited to certain areas.
*You should refer to the companies uniform Franchise Offering Circular for more complete and up to date information.
Availability
Express Financial Center is currently accepting inquiries from the following states:
Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming
Interested parties should have at least $40,000 in liquid capital to invest.
Similar Franchises to Express Financial Center
Great news! Express Financial Center has reached its current goals thanks to high demand. More opportunities are coming soon— sign up here for updates and be the first to know! Here are the few other suggestions to start with.
Did you know you could partner with a company to build out your entire e-commerce store, from product research to inventory acquisition to marketing? Yep! You can easily make 6-7 figures in passive income when we build your…
50k Minimum Cash Required
Invest in a turnkey eCommerce business where we handle everything—product sourcing, branding, logistics, marketing, fulfillment, and scaling—while you own a high-growth digital asset. Whether you choose to build a private…
60k Minimum Cash Required
Over 30 years of consistent growth. Ongoing support. Multiple revenue streams. Whether you’re looking into owning your very first store, or you’re interested in adding to your existing franchise portfolio, Batteries Plus…
100k Minimum Cash Required
Aire Serv, a Neighborly company, is the nation's leading heating, ventilation, and air conditioning services franchise. With us, you'll stay cool while your business heats up!
50k Minimum Cash Required
Automated Investments is the pillar of e-Commerce automation. Automated Investments build and operate profitable and hands off Amazon FBA (Fulfilled-By-Amazon) businesses for their clients and investors. While the clients and…
100k Minimum Cash Required
SmartMarket Solutions is redefining unattended retail with AI-powered SmartMarts that offer secure, grab-and-go access to today’s most popular snacks and beverages. No lines, no staff, and no franchise fees—just a…